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Keypoint Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. Since 2002, over 90% of Keypoint Mortgage LLC business has come from personal referrals such as friends, family, past / present clients, and business associates. As a result, it is of the utmost importance that we give you "world-class" service so that you will continue to refer those you care about. Instead of building our business by cold-calling or running impersonal ads, we endeavor to build relationships with every one of our clients that will last a lifetime. Keypoint Mortgage LLC appreciates the trust you place in us when you refer your friends, family, and business associates.
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At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same every month is important, consider a fixed-rate mortgage. How important is rapid equity buildup? If rapid equity buildup is a factor, consider a shorter amortization period, such as a 15-year, fixed-rate mortgage. Do you anticipate increasing or stable income? If income growth is anticipated, you could take advantage of a lower start rate on an ARM or a temporary buy down. Other factors to consider include: Ability to qualify at market rates for loan amount selected Anticipated term of occupancy Possibility of significant rate changes Existence of up-front costs We Offer the Following Types of Mortgage Loans: 15- and 30-Year fixed-rate mortgages Fixed-rate balloons Fixed-rate with temporary buy down Interest-only mortgages Adjustable-rate mortgages (ARMs) Contact us today at 908-516-2190, or browse the website for more information about our home equity loans and mortgage loan refinancing options.